This chapter sets out a new housing market affordability index that relates house purchase mortgage costs to the average incomes of working households,
covering the years from 1994 to 2003. It also discusses the growth and prospects for the buy to let market as house prices ease.
Download this chapter in PDF format
Tables featured in this chapter can be viewed and downloaded from the links below in either PDF for Excel formats. Click the relevant icon to
access your chosen format.
||Mortgage cost to income ratios
Note: The majority of the tables in The Review contain UK-based figures, but sometimes figures for Great Britain are used
depending upon the sources. All other tables will refer to the country(ies) concerned. Where English regional figures are shown, this is usually
indicated in the title. Tables showing breakdowns between England, Wales, Scotland and/or Northern Ireland are indicated with a single
*, and those showing international comparisons with two **.
Data in tables and figures is frequently rounded and/or updated and therefore will not always add up exactly.