This chapter considers key developments within the private housing market. In particular it examines the impact on affordability of continuing house
prices, and presents new data on the range of mortgage advance to income ratios for first time buyers in 2002.
It also provides a cautionary note on the latest FES data on endowment payments, and contrasts the sharp rise in the recorded availability of
'buy to let' mortgages with the very limited net changes in the overall size of the private rented sector.
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||Average first-time buyer deposits by region
||Distribution of advance to income ratios of first-time buyers by region in 2002
Note: The majority of the tables in The Review contain UK-based figures, but sometimes figures for Great Britain are used
depending upon the sources. All other tables will refer to the country(ies) concerned. Where English regional figures are shown, this is usually
indicated in the title. Tables showing breakdowns between England, Wales, Scotland and/or Northern Ireland are indicated with a single
*, and those showing international comparisons with two **.
Data in tables and figures is frequently rounded and/or updated and therefore will not always add up exactly.